The Dave & Dujanovic $1,000 Challenge

Nov 13, 2019, 11:10 AM | Updated: Nov 14, 2019, 11:02 am

This article about the $1,000 Challenge is Presented by Zip Mortgage powered by Zions Bank. Visit zionsbank.com. *Loans subject to credit approval; terms and conditions apply. A division of Zions Bancorporation, N.A. Member FDIC.  Equal Housing Lender. NMLS# 467014.

What would you do with $1,000?

JUST IN: Today, KSL NewsRadio’s Dave & Dujanovic announced they will give away $1000 EVERY DAY November 18-21!

Tune in to Dave & Dujanvoic’s Right on the Money segment, airing at 10:50 a.m. for your chance to win. And once you do, that $1,000 is yours to use however you please.

But we’re hoping you use it wisely. We’re giving away this money for a reason: we want to help you build up a $1,000 emergency fund so you can make a real difference in your financial life.

Why a $1,000 emergency fund matters

60% of Americans

(Source: Bankrate)

We came up with the $1,000 Challenge when we found out that, according to a Bankrate study, 60 percent of Americans don’t have $1,000 aside to handle an emergency.

That’s a big problem.

Getting a $1,000 in savings is important. Financial guru Dave Ramsey calls it his first “baby step” toward taking control of your money. He believes that getting that emergency fund ready is even more important than paying off your debt.

This is life, and in real life, things go wrong. Tires pop, engines burn out, kids break their arms, and, when we least expect it, expenses pile up. If you don’t have money aside to handle it, most Americans fall back on getting further and further into debt, and pretty soon it can spiral out of control.

There’s another reason you need that emergency fund, though: peace of mind.

Money isn’t the only obstacle to overcome when you’re trying to get on the right financial track. The toughest thing to overcome is the person in the mirror. If you’re trying to claw your way out of debt and those emergencies are sending you two steps backward for every step forward, it’s hard not to let it crush your spirit. That $1,000 fund can make a big difference.

That’s why we’re giving out $1,000 to our listeners every week for the rest of the year: to help you get your finances on track.

Right on the Money

Right on the Money

Dave & Dujanovic introduce “Right on the Money”. (Photo: KSL Newsradio)

Dave & Dujanovic want you to help you use your money wisely. That’s why every winner of the $1,000 Challenge is also going to get a free consultation with a financial counselor.

But winning a contest isn’t the only way to get $1,000 in savings. That’s why we’re challenging all of our listeners to find little ways to put aside money and save up your $1,000 emergency fund.

Every Monday through Thursday at 10:50 a.m., Dave & Dujanvoic are hosting “Right on the Money”: the new segment where they talk all the ways to help you save money.

Right on the Money focuses on three things:

  • Making and saving money
  • Protecting your money
  • Talking to your kids about money

Every day, they’ll be sharing every strategy they can find to help you save money and inviting their listeners to call in with tips of their own.

You can get even more tips by listening to their new Payday Monday podcast.

Join our secret $1,000 Challenge Facebook group, where you can share your progress toward $1,000 in savings, get tips from others, and share tips of your own.

We’re all in this together, and we’re going to support each other every step of the way.

So start thinking about it now: what are you going to do with $1,000?

Dave & Dujanovic can be heard weekdays from 9 -11 a.m. on KSL Newsradio. Users can find the show on the KSL Newsradio website and app, as well as Apple Podcasts and Google Play.

Click here for official contest rules.

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The Dave & Dujanovic $1,000 Challenge