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Money Making Sense

The goal of Money Making Sense is to help you find more financial peace. Host Heather Kelly and guest experts focus on reviewing paychecks and analyzing family decisions. They also talk about vacationing on a budget, retirement savings on a limited income, reducing household expenses, the financial impact of owning a pet and how money affects relationships. Money Making Sense will give you practical ideas on how to improve your bottom line. Money Making Sense is a 2017, 2018 and 2020 People's Choice Podcast Finalist.

Expense Ratios: you're paying this fee   (33:56)5-12-2021
Do you have a 401k, a mutual fund, or IRA?  You're paying an expense ratio, whether you know it or not.  Clayton Johnson, certified financial planner with Squire Wealth Advisors, explains what these fees are. He also discusses management fees if you are using a financial advis...
How to get out of debt, faster   (21:46)5-5-2021
Thirty-eight percent of all Americans increased their debt load by more than $3000 during the pandemic.  While the top 1% increased their wealth an average of $15,000,000.00.   Dr. Francesca Ortegren, data scientist with Clever, has some tips to climb out of debt faster -- ev...
Are diners, drive-ins & dives a thing of the past?   (34:34)4-28-2021
Eating habits changed during the pandemic and food prices are rising.  David Page, the Food Network producer of Diners, Drive-Ins, & Dives says minimizing waste is the key to saving money. Page also has a new book called "Food Americana" where he explains how many of our favori...
PPP 2: An Employee Retention Credit (ERC) could be a bigger benefit   (26:38)4-21-2021
Time is running out to get money from the Payroll Protection Program.  Bruce Gulso, Partner at WSRP, Carl Steffan a Director of WSRP, and Perry Christensen, Manager of Client Accounting Services at WSRP say the Small Business Administration is quickly running out of funds to giv...
The difference between eggs and their effect on your wallet   (25:33)4-14-2021
Why should you care about cage free eggs, especially if they are more expensive than standard eggs?  Josh Balk, VP of farm animal protections from the Humane Society of the United States explains what all those labels mean on egg cartons. Find out why eggs look and taste better...
Can you make money selling your collectables?   (26:20)4-7-2021
Find out why collecting dolls is better than taking pills to relieve stress according to Disney expert, Joel Magee.  The toy appraiser from History Channel's Pawn Stars joins host Heather Kelly to discuss toys. HINT:  If you have childhood Harry Potter memorabilia, make sure t...
Money is a tool - make it fun!   (28:58)3-31-2021
Nobody likes a budget, so change your mindset.  Melissa Myers, co-founder of Kar-Mel Financial Planners, says you can empower yourself by spending your money in thoughtful ways.   You need to make sure you align your money with your values to get the best results.  And find ...
Payroll Protection Program loans are still available under PPP1   (31:38)3-24-2021
The government extended benefits, and added funds, to the first Payroll Protection Program rolled out in Spring of 2020.  Susan Speirs, CEO of UACPA and Greg Hyde, partner at Squire have details. They also discuss with host, Heather Kelly, what makes this loan forgiveable under...
Emotional Support vs Service Animals and their costs   (22:20)3-17-2021
The Department of Transportation changed the rules for allowing emotional support animals in the cabins of aircraft.  Robert Span, attorney at Steinbrecher & Span, explains the difference. HACK:  Emotional support animals are NOT trained to do anything -- Service animals are....
BONUS: We The People need to BE the people   (27:37)3-12-2021
Politics have failed in America.  In Part 2 of the conversation with Boyd Matheson, Opinion Editor for Deseret News, joins host Heather Kelly in understanding how "We The People" are responsible for our own futures.   Boyd says community and culture always lead the way, polit...
Collusion, not conflict, is keeping you poor   (28:29)3-10-2021
Americans are paying $1,400,000 in interest every second against the national debt. Boyd Matheson, Deseret News Opinion Editor & Host of KSL Newsradio's Inside Sources, explains how your pocket book is affected by the discourse in Washington DC.   And did you know while politi...
How Outsider Trading nearly flipped Wall Street on its head   (21:53)3-3-2021
Several thousand Reddit users took Wall Street by storm -- and 'The Man' wasn't happy about it.  Harry Abrahamsen, founder and CEO of Abrahamsen Financial Group, explains how a grass roots movement sent share prices of AMC, GameStop and other company soaring. You can follow thi...
How the pandemic affects your tax return   (22:51)2-24-2021
Filing your taxes may be different this year due to a little thing called "The Pandemic" and The CARES Act.  Susan Speirs, the CEO of Utah Association of CPA's, explains how the Economic Impact Payments affect your return. What if you received unemployment?  Not only did your ...
Don't guess, just test -- for radon gas   (23:17)2-17-2021
If you have 4 picocuries of radon gas in your home, it's the equivalent of getting 200 chest x-rays each year.  Or smoking multiple packs of cigarettes a day.  And every home in the world has radon gas.  So, how much is too much?  Bruno Vassel, the owner and CEO of Utah Rado...
The cost of emigrating to Canada   (21:50)2-10-2021
Most people don't move to Canada from the U.S. because of election results.  Brandon Miller, director at Maple Immigration Services, He says he gets the most inquiries because of health care costs. Plus, Brandon describes the TWO legal avenues for emigrating to his country. And...
2 Important ways to prevent snowballing debt   (18:16)2-3-2021
The pandemic is sending people further and further into debt.  Francesca Ortegren of List with Clever describes who is most likely to take on more debt.  And she provides some tips to avoid it -- including the two most important. SPOILER ALERT -- Communication is key! You can...
SUNDANCE: Hive - a woman's struggle for financial independence   (14:07)1-31-2021
After the Yugoslavian war, Kosovo broke away from Bosnia to become its own country.  In the movie Hive, Writer/director Blerta Basholli brings the true story of a widow who fights the patriarchal community to earn a living to the Sundance Film Festival. You can follow this show...
SUNDANCE: When We Were Bullies   (15:46)1-31-2021
Imagine a 2 minute event happening in 5th grade which has such an impact on your life, you make a movie about it.  That's what happened with filmmaker Jay Rosenblatt.  He brings his  story to Sundance Film Festival in the short film, When We Were Bullies.  And how the movie e...
SUNDANCE: Playing with Sharks - more cost effective than hunting them   (14:43)1-30-2021
Valerie Taylor was not only the first woman, but the first person to study shark behavior.  Film producer, Bettina Dalton, brings her story to the Sundance Film Festival in "Playing with Sharks: The Valerie Taylor Story."  Tayor and her husband were also advisors on the film "...
SUNDANCE: Rebel Hearts - the cost of following your conscience   (30:38)1-30-2021
The Immaculate Heart sisters took vows of chastity, poverty and obedience.  Producer Shawnee Isaac-Smith and director Pedro Kos bring the story of a group of nuns who had to choose between the Catholic Church and their conscience during Vatican II in the documentary "Rebel Heart...
You may need a CPA to deal with pandemic taxes   (09:17)1-27-2021
*Stimulus payments are just one reason you may need to speak with a Certified Public Accountant.  Watch for upcoming episodes where we tackle Federal unemployment checks and more.* Has your property been condemned or maybe you inherited some money?  These are just a few reason...
SUNDANCE: Small business owners rely on festivals for their lifeline   (19:48)1-20-2021
Small business owners in were already struggling through the pandemic.  Now the several film festivals which are a life-line to many are going virtual.  Billy Holden, VP for SAG-AFTRA in Utah, discusses Sundance 2021 and its affect on the Park City economy. Billy and Heather a...
Now's the time to teach your kids good financial habits   (25:05)1-13-2021
Teaching children about finances in a way which mirrors reality can be a struggle.  Certified Financial Planner, Gregg Murset, developed BusyKid to do just that. Find out why this tool will help kids learn the value of money in an electronic way without using antiquated methods...
Should you buy into Bitcoin?   (15:19)1-6-2021
If one of your New Year's resolutions is to diversify your portfolio, you may want to think about cryptocurrencies.  Spencer Montgomery, the founder of Uinta Crypto, tells host Heather Kelly what you need to about Bitcoin and other digital currencies. You can follow this show o...
Wall Street doesn't need people to be employed   (16:18)12-30-2020
One reason Wall Street continues to see record highs while so many are out of work is, it doesn't require employees to function. John Stoj, Financial Planner with Verbatim Financial, breaks down the differences between Main Street and Wall Street and how to get the best return on...
Is your salary affected by workplace bullying?   (27:45)12-23-2020
Are you being bullied or harassed in your job?  There's a free app for that.  LeBaron Meyers, President of #NotMe says many employees don't report abuse right away because they are uncomfortable speaking about it in the ways which currently exist. Ariel Weindling,  Ariel We...
Charitable giving is different during a pandemic   (23:11)12-16-2020
If you donated money to a University in order to get sports tickets, it's no longer legal to write off that gift on your taxes. UACPA members, Shalaun Howell and Marc Metcalf, join CEO Susan Speirs to discuss how charitable giving during the pandemic affects not only your taxes,...
Are you carrying COVID-19 where ever you go?   (13:51)12-9-2020
We've all learned to wash our hands and wipe down kitchen counter tops to keep coronavirus at bay, but what about our cars?  Zoriy Birenboym, the founder and CEO of e-AutoLease.com explains what we're missing and why it's so important. You can follow this show on Instagram an...
Are you handling your AI devices like your finances?   (28:51)12-2-2020
Did you just buy a smart TV during the Black Friday sales?  Chris Wilis, Chief of Design for Domo says it could be spying on you.  Find out what you can do to prevent your personal information from being sent to marketers. And discover how hackers can use your AI devices again...
Are you sabotaging your relationship with money?   (30:05)11-25-2020
Holding every penny you own in a tight squeeze could be having the opposite affect you want.  Money Therapist, Jennifer Love, says people need to start asking some hard questions about themselves before wealth will come to them. Love says starting with gratefulness is a great w...
Will Team Teaching stretch your educational tax dollars?   (25:54)11-18-2020
Where are your educational tax dollars going?  Brandon Wright, editorial director for Thomas B. Fordham Institute, says 'team teaching' is the way forward and will save money. He says the book "Getting the Most Bang for the Educational Book" explains how getting rid of the 'one...
WARNING! Your adult kids may be moving back home   (26:53)11-11-2020
The coronavirus pandemic is causing more adults than ever before to move back home with mom and dad.  Founder of Decker Retirement Planning, Brian Decker, says 27-Million millenials are returning to the nest because they either lost their job or have reduced hours. Brian gives ...
Black Friday during a pandemic   (26:18)11-4-2020
Shopping in large crowds and coronavirus don't mix.  Holiday Shopper extraordinaire, Holly Barraclough-Harper, explains where to look for deals this year if you aren't doing the traditional Black Friday shopping rush.   She also discusses with host Heather Kelly a big change ...
BONUS Episode: Apple Records and life after The Beatles   (33:56)10-31-2020
My conversation with journalist and author, Ivor Davis, who traveled with The Beatles during their first tour of the United States in 1964, continues. Davis provides insight into the group's journey from making 1-Cent per album to big finanacial changes after their manager, Brian...
What The Beatles can teach you about finances   (28:37)10-28-2020
The members of The Beatles, and their heirs, are multi-millionaires. But it wasn't always so. Journalist and author, Ivor Davis, was the only member of the British media to travel with the group during their first tour of the United States in 1964.   While Davis has been speak...
3 Ways to Master Internet Costs   (20:29)10-21-2020
Is slow internet speeds while working from home driving you nuts?  Staff writer, Rebecca Armstrong from HighSpeedInternet.com has advice on how to fix it. Also, how do you know if really your internet or your wi-fi that's causing the problem?  And what's the difference between...
Do you have a managed fertility plan at your work?   (23:20)10-14-2020
What's the difference between managed and unmanaged fertility plans?  Peter Nieves the Chief Commercial Officer with WINFertility, explains the difference and why you should care -- even you're not planning to have children. Nieves says having more people on insurance plans, e...
Is virtual maternity care the way forward?   (26:06)10-7-2020
Seeing your doctor, face-to-face, is increasingly difficult -- especially if you're pregnant.  But, the president and co-founder of Babyscripts, Juan Pablo Segura, says virtual maternity care not only frees up a doctor's schedule, it's also less expensive. Find out how having y...
Keep your credit score safe while out of work   (13:34)9-30-2020
Are you late paying bills or not paying at all?  Jill Gonzales, a contributor with WalletHub, says that's the worst thing to do for your credit scores.  Find out what you can do to protect yourself while unemployed. You can follow this show on Instagram and on Facebook. And...
Are you financially prepared for the holidays?   (24:43)9-23-2020
Many people plan all year long for Christmas.  But for those who don't, Ariane Gibson, VP Financial Services for Utah Housing Corporation as advice on how you can budget; even if you're just starting now. And Susan Speirs, the CEO of Utah Association of CPA's explains what you ...
How much money makes you happy during a pandemic?   (20:26)9-16-2020
Host Heather Kelly is joined by her colleague Dan Spindle of KSL-5 TV to discuss happiness and income. Did your baseline for being comfortable change since the pandemic hit?  And why do people in Britain only require half as much money as the rest of the Western world to feel g...
Taking wooden money is legal in this town   (20:56)9-9-2020
A Washington State city makes its own currency from a printing press found in a museum.  Tenino Mayor Wayne Fournier says the town has a history of using wooden money going back to the Great Depression. And now, the currency -- which Fournier describes as not quite ILLEGAL -- i...
Are home buyers getting a true deal with record low interest rates?   (27:08)9-2-2020
*** The Adverse Market Fee discussed in this episode will not take affect until December 1, 2020. *** Interest rates are at record lows.  But with so few homes on the market, many buyers are getting into bidding wars -- driving up home prices.  Cari Kimball Meabon, Senior Loa...
The PPP wants under-served small business owners to apply   (13:58)8-26-2020
The head of the U.S. Small Business Administration, Jovita Carranza, is visiting several states across the country.  She says there's still $130 Billion available in the Payroll Protection Program. Carranza says President Donald Trump wants small businesses which missed out in ...
Imagine no penalty for early withdrawal of your retirement fund   (12:28)8-19-2020
Part of the CARES Act passed by Congress includes a no penalty clause if you withdraw money early from your 401k or IRA.  But, only if it's because you are affected by the coronavirus pandemic. The CEO of Utah Association of CPA's, Susan Spiers explains what reasons you can wi...
Top 3 Back-to-School items parents need during pandemic learning   (22:47)8-12-2020
Will your child be learning on-line from home this year?  Jennifer Throndsen, the Director of Teach & Learning at Utah State Board of Education explains what you need to do to make sure your child thrives during coronavirus restrictions. And where do all those school fees go if...
Warning! Is the current bail system affecting justice?   (17:09)8-5-2020
Were you recently arrested and had to post bail?  Jeff Clayton, the Executive Director of the American Bail Coalition explains what happens to your money.  And why is reform so desperately needed to the system? You can follow this show on Instagram and on Facebook. And to ...
Why unconscious bias keeps people in lower economic spheres   (35:48)7-29-2020
Find out why Marco Barker, the Vice-Chancellor for diversity and inclusion at University of Nebraska, says our entire society delivers intrinsically racist messages.  And how "Gate Keepers" prevent people of color from rising higher in our economy. Is there diversity in your wo...
Is learning new skills the KEY to financial security?   (30:20)7-22-2020
If you are struggling during the pandemic recession, now may be the time to learn a new skill.  Author, Brian Ursu, says all hands on deck are required to restart the economy.  And,  that may include re-inventing yourself. Learn more of Brian's financial theories, including t...
There's now an EZ form for the Paycheck Protection Program   (22:43)7-15-2020
Congress extended the Paycheck Protection Program for Small Business owners. If you haven't applied for this forgivable loan to help pay your employees, now's the time to do it. For those companies which received your paycheck loans, it's now time to fill out all the paperwork....
Insurance companies decide healthcare costs, not doctors   (17:33)7-8-2020
Insurance companies decide the price doctors should charge their patients.  So, what's affordable health care to one person isn't for another.  Host Heather Kelly is joined by Democrat Dr. Kathie Allen, and by Dr. Brian Shiozawa, a Republican and former Utah State Senator.  H...
Why do YOU want to make money?   (26:01)7-1-2020
Host Heather Kelly discusses Self Esteem vs Self Worth with money mindset expert, Gull Khan. Gull says knowing why you want to be a millionaire is the first step to attracting wealth. Did you know there are only 2-ways to make money? And there are 4-types of money -- you definit...
Your step-by-step guide to saving $1000   (28:05)6-24-2020
Living paycheck-to-paycheck makes it very hard to put away $1000 for an emergency fund.  But, The Penny Hoarder editor, Justin Culper, has a month by month plan to do just that. Get free money just for opening a savings account, let your smart phone make cash for you, and do so...
Have you had the M talk with your significant other?   (17:22)6-17-2020
Are you about to get married?  Do you know if your partner thinks about MONEY the same way you do? CPA Jennifer Greco of Cooper Williams says you better have the talk before you walk down the aisle. Then Jennifer and host Heather Kelly discuss how to file your taxes after marri...
Move money away from the rich to save our economy   (25:42)6-10-2020
Economist, Dr. Larry Marsh, says the tools The Federal Reserve was given when it was created, no longer work.  He says moving money away from Wall Street and directly to everyday people -Main Street- will get our economic system back on track. Find out why Professor Marsh belie...
Which do you need, Financial Planner or a CPA?   (15:58)6-3-2020
Host Heather Kelly discusses the differences between a Certified Public Accountant and a Financial Advisor. CPA Amanda Barrett-Brough with Squire and Company says depending on your circumstances, you may need both. And Amanda talks about the Paycheck Protection Program. Some bus...
Now may be the best time to start your own business   (24:02)5-27-2020
Whether you're out of a job or have a dream to pursue, this may be the best time to learn how to be an entrepreneur. Financial Fitness Trainer, Tracey Bissett, with Bissett Financial goes over the steps you need to do before going into business for yourself. Then, Tracey explain...
How you can live through financial disasters   (24:09)5-20-2020
The world is living through the worst economic disaster since the Great Depression of the 1930's. CPA Jennifer Greco of Cooper Williams has tips to prepare you for future financial disasters. HINT: They won't all be about pandemics. You can follow this show on Instagram and on F...
How to save money when you don't have any   (12:20)5-13-2020
How do you get started building your $1000 emergency fund when you feel like you don't have any money to save? Host Heather Kelly discusses a way that helped her and says there are several apps for that. STASH Mvelopes YNAB Simple You can follow this show on Instagram and on...
This is why more money won't make you happy   (23:35)5-6-2020
Why don't zebras get ulcers?  That question is answered by Dr. Catherine Sanderson, professor at Amherst College.  Part of it is linked to how we view happiness.  How much money above meeting our basic needs really will bring added joy to your life? Dr. Sanderson gives the tw...
Will working from home become the new normal?   (22:36)4-29-2020
Whether you are working from home or not, now that most companies know it works, this could be your future. Researcher and author, Dr. Tracey Wilen, gives tips on how we can stay connected, in fun ways, with our co-workers. And, the San Francisco Woman of the Year, discusses wit...
Do I qualify for the Economic Impact Payment?   (11:37)4-22-2020
Many taxpayers around the United States are receiving $1200 courtesy of the Cares Act Package.  But, not everyone qualifies. CEO of Utah Association of CPA's, Susan Speirs explains what the requirements are and when the payment starts dropping below $1200. If you haven't receiv...
Keeping people afloat with The Payroll Protection Package, Part 2   (20:03)4-15-2020
UPDATE:  04/21/2020, Congress added more than 200-billion dollars to the PPP fund: Part 2 of the Payroll Protection Package.  It's a portion of the CARES Act passed by congress to help Small Businesses pay their workers even if they're 'out of business' due to coronavirus rest...
The Payroll Protection Package could keep many people afloat, Part 1   (22:39)4-10-2020
Help is available for Small Business Owners.  The Payroll Protection Package can pay employees their wages, including their retirement funds, and help owners pay their rent or mortgage.  But, there are some restrictions. Susan Speirs, CEO of Utah Association of CPA's breaks do...
Questions you should ask before buying a bulk membership   (27:15)4-8-2020
With so many people out of work and wiping out supplies at bulk stores, does having a Costco or Sam's Club membership really give you the most for your money?  Andy Farnsworth, host of Fan Effect, sits down with host Heather Kelly for this discussion:  Bulk vs Grocery Stores. ...
Is day trading while you're out of work, worth it to you?   (20:44)4-1-2020
The founder of  'iTradeandTravel.com' says education is key if you want to become a day trader.  Teri Ijeoma says lesson number 1 - Don't invest in Penny stocks. Teri says this is the best time in history to learn about day trading, but make sure you have at least $2000 in sav...
Stay safe financially during the coronavirus pandemic   (09:17)3-25-2020
The stock market is NOT the same as the economy.  That's from WalletHub analyst, Jill Gonzales.  Find out what you can do if you're currently struggling to pay credit cards, your mortgage or rent. And, if you do have any extra income right now, do you know where it should be g...
Should I get out of the stock market, NOW?!   (14:09)3-18-2020
Now is not the time to panic. That is from Shane Stewart, certified financial planner of DMBA. He explains why now is the time to buy, not sell. Even if you are due to retire soon, or already retired, your portfolio is still better now, even after a 30-percent sell off, than it ...
10 Tax Tips #10: Deductions for education are gone   (05:49)3-11-2020
Are you trying to pay for your children's education? Do you want to take some classes. UACPA member Erik Hatch of Cook Martin Poulson says you might be able to use the American Opportunity Credit or the Lifetime Learning Credit. But, you can't deduct school expenses anymore. You...
10 Tax Tips #9: You can no longer write off your kids   (09:06)3-11-2020
The new tax law from President Trump doesn't allow you to deduct your kids. But, you do get credits. UACPA member Erin Koller of BDO explains how this affects your tax returns. You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not ta...
10 Tax Tips: E-filing is great, for both you and scammers   (13:16)3-8-2020
The IRS processes electronic returns faster than paper returns, so you can expect to get your refund three to six weeks earlier.  UACPA member, Jill Corrigan of Squire Wealth Management, breaks down what you need to do to make sure scammers don't beat you to your money. You can...
10 Tax Tips: The Health Care mandate is gone   (06:52)3-7-2020
Good News:  If you didn't have insurance in 2019, you won't have to pay a tax penalty.  Bad News:  Depending on how much your medical bills were, you may not be able to write them off your tax return.  Get all the details from UACPA member Derek Weil of WSRP. You can follow...
10 Tax Tips: How Retirement Funds affect your tax return   (10:27)3-4-2020
IRA, 401k, Roth IRA -- They all affect your tax return, but in different ways.  UACPA member Heather Allen from Tanner LLC explains the difference between pre and post tax contributions.  And why it's important to start saving early. You can follow this show on Instagram and o...
10 Tax Tips: Reductions in your Deductions   (09:18)2-29-2020
Gone are the days when you can write off your work expenses. But, UACPA member Bryce Rother, of Haynie & Company says there are other things we can do reduce our tax burden of what we may owe or increase our refund. You can follow this show on Instagram and on Facebook. And to s...
10 Tax Tips: Standard Deductions, they've changed   (09:27)2-29-2020
The amount of your standard deduction has increaed. UACPA member Erik Hatch of Cook Martin Poulson P.C. explains what this means to your tax return. You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her person...
10 Tax Tips: My ID's been stolen, now what?   (10:42)2-26-2020
With so many data breaches, the chances of your Social Security Number being used to file fake tax returns is increasing.  But, UACPA member Brad Wyatt of BKD CPAs & Advisors says there's a lot you can do to protect yourself. Number 1 -- Don't help out that Prince of Nigeria wh...
10 Tax Tips: Why hire a CPA when you can do it online yourself?   (09:21)2-26-2020
Do you know all the ins and outs of the new tax law?  Has your property been condemned or maybe you inherited some money?  These are just a few reasons UACPA member Mike Criddle of Eide Bailly says you may need to hire a professional. Hear more about the triggers which could s...
10 Tax Tips: Tax Reform - "Don't use our children as pawns"   (26:24)2-19-2020
The state of Utah passed a tax reform bill and within 3-weeks it was dead after a public referendum overturned the legislation. Two big issues were an increase in the sales tax on food and education taxes. The CEO of UACPA, Susan Speirs, was on Capitol HIll and attended almost a...
Guest Hosts Amanda Dickson & Tim Hughes Preview tax issues   (18:07)2-19-2020
uacpa, susan speirs, heather kelly, amanda dickson, tim hughes, tax reform, deductions, audits
Oscar Winner Peter Farrelly - we will all become disabled   (07:57)2-12-2020
Mainstream Hollywood didn't think the mentally-challenged character in "Something About Mary" would sell tickets.  Find out what Peter Farrelly told some producers in this episode. Oscar winner for best picture "Green Book" Farrelly tells host Heather Kelly why it's so importan...
3 Things to Buy in Febrary, and what to skip   (05:38)2-5-2020
February is the home of Valentine's Day.  One of the biggest retail sales day of the year.  But, there are few items you need to wait to purchase.  And one of them may have Valentine's Day suitors upset. Hear the best items to buy and the ones you should skip with host Heathe...
SUNDANCE: Chipotle is revolutionizing employee benefits   (16:47)1-29-2020
The Chief People Officer, Marissa Andrada, of Mexican restaurant chain Chipotle says companies need to invest in people.  And that includes everyone from the janitor to the CEO.  Marissa helped roll out full-tuition reimbursement for employees and mental health access to Chipo...
SUNDANCE: Disability is NOT Inability in the work place   (38:59)1-28-2020
Actor and disability rights activist, Danny Woodburn of Seinfeld fame and President of Ruderman Family Foundation, Jay Ruderman discuss inequality in Hollywood, and the rest of society when it comes to the disabled. While the United States currently enjoys historic unemployment ...
SUNDANCE: Napoleon Dynamite's LaFawnduh turns Producer   (05:12)1-28-2020
Best known as 'LaFawnduh' in Napoleon Dynamite, Shondrella Avery is back at Sundance as a producer.  She's teaming with actor Taye Diggs for a horror movie. But, Avery's bigger goal is to increase diversity in films and television.   You can follow this show on Instagram and...
SUNDANCE: No Human Being is Illegal   (03:28)1-28-2020
The U.S. Department of Health and Human Services says it cost $775 dollars per person per day to keep a child separated from their family at the border.  It costs $298 per resident when families are housed together. The short film "Illegal Rose" with Natalie Lymor and Jasmine G...
SUNDANCE: Utah's Top Dead Center Films   (10:17)1-28-2020
A new genre production company is setting up shop in Utah.  And it's co-founder, Gary Auerbach, is specializing in horror and thriller films with his new venture, Top Dead Center Films.   Gary tells host Heather Kelly he has a personal love for the genre, but it's also a good...
SUNDANCE: James & Steph Perpura - Powerful-U   (09:04)1-27-2020
Learn how James & Steph Perpura overcame attempted suicide, and a prison record to make millions.  Then, they gave it all up to create a happier path for themselves. The journey is shown in the film Perception: Seeing is Not Believing.  The movie challenges people to evolve yo...
SUNDANCE: Ericka Nicole Malone advocates diversity   (05:53)1-27-2020
Diversity in Hollywood still needs work.  Ericka Nicole Malone is an actress and producer dedicated to having more diverse films and television programs.   We met at the Indie Directors Spotlight Appreciation Brunch sponsored by ENM Entertainment which she organized at Sundan...
SUNDANCE: David Lipper of Full House   (05:04)1-27-2020
Better known to tv audiences as 'Viper' on Full House and Fuller House,  David Lipper joins me at the Indie Directors Spotlight at Sundance. Hear what his upcoming projects are and how he feels about big-name stars who aren't always pleasant to be around.  He's now a producer,...
SUNDANCE: Spaceship Earth   (07:36)1-27-2020
Biosphere 2 was an experiment in self-contained ecological sustainability.  In 1991, eight people (4-men and 4-women) locked themselves into an airtight structure along with a collection of plants and animals for two years.   The new documentary Spaceship Earth at this year's...
SUNDANCE: Whirlybird with Matt Yoka   (14:30)1-26-2020
How much does buying a helicopter cost to cover the news in Los Angeles?  That's what director Matt Yoka found out when he made his documentary "Whirybird."  And you can watch it at the Sundance Film Festival. Matt uncovers the life of a A husband/wife news team who were the f...
Do you need a job? This state has plenty   (23:48)1-22-2020
A new report shows the Beehive State has 4-job openings for every 3-people who apply.  Derek Miller, President & CEO of Salt Lake Chamber explains what this means for both workers and companies. And what happens if the employee shortage continues?  Utah lured multiple business...
What Everyone should know about their Financial Thoughts   (28:02)1-15-2020
How do you actually 'change the way you think about money?'  David Keller, the President & Chief Strategist of Sierra Alpha Research says admitting you have a problem is the first step. Find out the next two steps you need to make better investment decisions, saving more money...
WINTERIZE: Do You Really Need It?   (22:32)1-8-2020
Are your utility bills too high?  Are you seeing water spots on your ceiling?  KSL TV's Dan Spindle and host Heather Kelly talk about winterizing your home.  Many things don't cost a penny or very little money at all.  Get a complete list of what you can do, inside and out,...
Saving Money for the New Year   (25:16)1-1-2020
Is your New Year's resolution to save more money for retirement?  Do you know where it should go?  Senior Director of Research at Investment Company Institute, Sarah Holden, discusses the best places to put your money to work for you. She and host Heather Kelly also talk about...
Do you need gold in your portfolio?   (15:53)12-18-2019
If you're looking to diversify your investments, precious metals may help.  CEO of APMEX and OneGold, Ken Lewis breaks down what you need to know about buying gold.  And, Ken says to stay away from Crypto-currencies. You can follow this show on Twitter and on Facebook.  And ...
Give the Gift of Education   (18:29)12-11-2019
This year, Utah's My529 plan has gift cards.  Marketing Director, Bryn Ramjoue, says My529 not only pays for college tuition, it will pay for just one class or even monthly internet fees if it's needed for a student's computer. To find out how you can save to study abroad, comp...
Mortgage: Just Because you Can, doesn't mean You Should   (19:37)12-4-2019
Never take out a mortgage which is greater than 3-times your annual salary.  So says Chief Economist at Lending Tree, Tendayi Kapfidze.  Find out which cities have people taking on the greatest amount of debt to buy a home and why.  Kapfidze says "just because you can, doesn'...
How you can avoid holiday debt   (22:38)11-27-2019
Aside from not buying anything at all, Yahoo! Finance reporter Stephanie Asymkos, says there are several things you can do to not go into holiday spending debt. Don't make overspending your holiday tradition and always pay off the TOTAL amount of your credit card purchase at the...
Am I too Old to Retire?   (27:26)11-20-2019
Have you factored in your mortgage or rent payment as part of your expenses when you retire?  Certified Finanacial Planner, Shane Stewart with DMBA talks to my guest Simone who doesn't think she'll have enough money to live comfortably in 12 years when she takes her retirement. ...