Average 30-year US mortgage rate rises to 6.49%, pushing up homebuyers’ borrowing costs

Jul 9, 2026, 1:04 PM | Updated: Aug 20, 2026, 9:10 am

An existing home for sale is shown Tuesday, July 7, 2026, in Detroit. The average long-term U.S. mortgage rate drew closer this week to 6.5%, pushing up borrowing costs for prospective homebuyers.(Paul Sancya, Associated Press)

(Paul Sancya, Associated Press)

BY ALEX VEIGA, AP BUSINESS WRITER

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Average 30-year US mortgage rate rises to 6.49%, pushing up homebuyers’ borrowing costs

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